/* ============================================================
   employee-benefits-certification.com — Main Stylesheet
   ============================================================ */

:root {
  --navy:       #1e3a5f;
  --navy-dark:  #0f2236;
  --navy-mid:   #2d5282;
  --sky:        #0ea5e9;
  --sky-light:  #e0f2fe;
  --amber:      #f59e0b;
  --amber-dark: #d97706;
  --green:      #10b981;
  --red:        #ef4444;
  --gray-50:    #f8fafc;
  --gray-100:   #f1f5f9;
  --gray-200:   #e2e8f0;
  --gray-300:   #cbd5e1;
  --gray-500:   #64748b;
  --gray-600:   #475569;
  --gray-700:   #334155;
  --gray-800:   #1e293b;
  --white:      #ffffff;
  --radius:     10px;
  --radius-lg:  16px;
  --shadow:     0 2px 8px rgba(0,0,0,.10);
  --shadow-lg:  0 8px 24px rgba(0,0,0,.12);
  --shadow-xl:  0 20px 40px rgba(0,0,0,.14);
}

/* ---- Reset ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--sky); text-decoration: none; }
a:hover { text-decoration: underline; }
ul { list-style: none; }

/* ---- FTC Disclosure Bar ---- */
.ftc-bar {
  background: #fef3c7;
  border-bottom: 1px solid #fde68a;
  text-align: center;
  padding: 8px 20px;
  font-size: .8rem;
  color: #92400e;
}
.ftc-bar a { color: #92400e; font-weight: 600; }

/* ---- Header ---- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  box-shadow: 0 2px 8px rgba(0,0,0,.06);
}
.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy);
  text-decoration: none;
  letter-spacing: -.02em;
  flex-shrink: 0;
}
.logo span { color: var(--sky); }

.nav-desktop { display: flex; gap: 4px; align-items: center; }
.nav-desktop li { position: relative; }
.nav-desktop > li > a {
  display: block;
  padding: 8px 12px;
  font-size: .9rem;
  font-weight: 500;
  color: var(--gray-700);
  border-radius: 6px;
  transition: background .15s, color .15s;
}
.nav-desktop > li > a:hover {
  background: var(--gray-100);
  color: var(--navy);
  text-decoration: none;
}
.dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px 0;
  z-index: 100;
}
.nav-desktop li:hover .dropdown-menu { display: block; }
.dropdown-menu li a {
  display: block;
  padding: 8px 16px;
  font-size: .875rem;
  color: var(--gray-700);
  transition: background .15s;
}
.dropdown-menu li a:hover {
  background: var(--gray-50);
  color: var(--navy);
  text-decoration: none;
}

.btn-header {
  background: var(--amber);
  color: var(--navy-dark) !important;
  font-weight: 700;
  padding: 9px 18px !important;
  border-radius: 8px;
  font-size: .875rem !important;
  transition: background .15s, transform .1s;
  white-space: nowrap;
  flex-shrink: 0;
}
.btn-header:hover {
  background: var(--amber-dark);
  text-decoration: none !important;
  transform: translateY(-1px);
}

.hamburger {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--navy);
  padding: 4px 8px;
}
.mobile-nav {
  display: none;
  background: var(--white);
  border-top: 1px solid var(--gray-200);
  padding: 16px 24px;
}
.mobile-nav a {
  display: block;
  padding: 10px 0;
  font-size: .95rem;
  font-weight: 500;
  color: var(--gray-700);
  border-bottom: 1px solid var(--gray-100);
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav .mobile-cta {
  margin-top: 12px;
  display: block;
  background: var(--amber);
  color: var(--navy-dark);
  font-weight: 700;
  padding: 12px;
  border-radius: 8px;
  text-align: center;
  border-bottom: none;
}

/* ---- Hero ---- */
.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-mid) 100%);
  color: var(--white);
  padding: 80px 24px 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%230ea5e9' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: .4;
}
.hero-inner { max-width: 780px; margin: 0 auto; position: relative; }
.hero-badge {
  display: inline-block;
  background: rgba(14,165,233,.2);
  border: 1px solid rgba(14,165,233,.4);
  color: #7dd3fc;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 4px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}
.hero h1 {
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -.03em;
  margin-bottom: 20px;
}
.hero h1 span { color: var(--amber); }
.hero p {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: #94a3b8;
  max-width: 600px;
  margin: 0 auto 36px;
}
.hero-ctas { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.btn-primary {
  background: var(--amber);
  color: var(--navy-dark);
  font-weight: 700;
  padding: 14px 28px;
  border-radius: 10px;
  font-size: 1rem;
  transition: background .15s, transform .15s, box-shadow .15s;
  display: inline-block;
  box-shadow: 0 4px 14px rgba(245,158,11,.4);
}
.btn-primary:hover {
  background: var(--amber-dark);
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(245,158,11,.5);
}
.btn-secondary {
  background: rgba(255,255,255,.1);
  color: var(--white);
  font-weight: 600;
  padding: 14px 28px;
  border-radius: 10px;
  font-size: 1rem;
  border: 1px solid rgba(255,255,255,.2);
  transition: background .15s, transform .15s;
  display: inline-block;
}
.btn-secondary:hover {
  background: rgba(255,255,255,.18);
  text-decoration: none;
  transform: translateY(-2px);
}
.hero-stats {
  display: flex;
  justify-content: center;
  gap: 48px;
  margin-top: 56px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,.12);
  flex-wrap: wrap;
}
.hero-stat-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -.03em;
}
.hero-stat-value span { color: var(--amber); }
.hero-stat-label {
  font-size: .8rem;
  color: #94a3b8;
  margin-top: 2px;
}

/* ---- Trust Bar ---- */
.trust-bar {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 16px 24px;
  text-align: center;
}
.trust-bar-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
}
.trust-label {
  font-size: .8rem;
  font-weight: 600;
  color: var(--gray-500);
  text-transform: uppercase;
  letter-spacing: .08em;
  white-space: nowrap;
}
.trust-badges { display: flex; gap: 24px; align-items: center; flex-wrap: wrap; justify-content: center; }
.trust-badge {
  font-size: .85rem;
  font-weight: 700;
  color: var(--gray-600);
  background: var(--white);
  border: 1px solid var(--gray-200);
  padding: 5px 14px;
  border-radius: 6px;
}

/* ---- Section Layout ---- */
.section { padding: 72px 24px; }
.section-alt { background: var(--gray-50); }
.container { max-width: 1200px; margin: 0 auto; }
.container-narrow { max-width: 860px; margin: 0 auto; }
.section-label {
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 12px;
}
.section-title {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -.03em;
  line-height: 1.25;
  margin-bottom: 16px;
}
.section-subtitle {
  font-size: 1.05rem;
  color: var(--gray-600);
  max-width: 600px;
}
.section-head { margin-bottom: 48px; }
.section-head.centered { text-align: center; }
.section-head.centered .section-subtitle { margin: 0 auto; }

/* ---- Cert Cards Grid ---- */
.cert-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}
.cert-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: transform .2s, box-shadow .2s, border-color .2s;
  position: relative;
  display: flex;
  flex-direction: column;
}
.cert-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--sky);
}
.cert-card.featured {
  border-color: var(--amber);
  box-shadow: 0 0 0 2px var(--amber);
}
.cert-card-badge {
  position: absolute;
  top: -12px;
  left: 24px;
  background: var(--amber);
  color: var(--navy-dark);
  font-size: .7rem;
  font-weight: 800;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
}
.cert-acronym {
  font-size: 1.5rem;
  font-weight: 900;
  color: var(--navy);
  letter-spacing: -.02em;
  margin-bottom: 4px;
}
.cert-name {
  font-size: .85rem;
  color: var(--gray-500);
  margin-bottom: 16px;
  line-height: 1.4;
}
.cert-stars { color: var(--amber); font-size: 1rem; margin-bottom: 12px; }
.cert-desc {
  font-size: .9rem;
  color: var(--gray-600);
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}
.cert-meta {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--gray-100);
}
.cert-meta-row {
  display: flex;
  justify-content: space-between;
  font-size: .82rem;
}
.cert-meta-row .label { color: var(--gray-500); }
.cert-meta-row .value { color: var(--gray-800); font-weight: 600; }
.cert-card .btn-card {
  display: block;
  background: var(--navy);
  color: var(--white);
  text-align: center;
  padding: 10px;
  border-radius: 8px;
  font-weight: 600;
  font-size: .875rem;
  transition: background .15s;
}
.cert-card.featured .btn-card { background: var(--amber); color: var(--navy-dark); }
.cert-card .btn-card:hover { background: var(--sky); text-decoration: none; }
.cert-card.featured .btn-card:hover { background: var(--amber-dark); }

/* ---- Why Section ---- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
}
.why-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px 24px;
  border: 1px solid var(--gray-200);
}
.why-icon {
  display: block;
  margin-bottom: 16px;
  width: 28px;
  height: 28px;
}
.why-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}
.why-card p {
  font-size: .875rem;
  color: var(--gray-600);
  line-height: 1.6;
}

/* ---- Comparison Table ---- */
.compare-table-wrap { overflow-x: auto; border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.compare-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .9rem;
  background: var(--white);
}
.compare-table th {
  background: var(--navy);
  color: var(--white);
  padding: 16px 20px;
  text-align: left;
  font-weight: 700;
  font-size: .85rem;
  white-space: nowrap;
}
.compare-table th:first-child { border-radius: var(--radius-lg) 0 0 0; }
.compare-table th:last-child { border-radius: 0 var(--radius-lg) 0 0; }
.compare-table th.featured-col { background: var(--amber); color: var(--navy-dark); }
.compare-table td {
  padding: 14px 20px;
  border-bottom: 1px solid var(--gray-100);
  vertical-align: middle;
}
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: var(--gray-50); }
.compare-table td.featured-col { background: #fffbeb; font-weight: 600; }
.check { color: var(--green); font-size: 1.1rem; }
.cross { color: var(--red); font-size: 1.1rem; }
.compare-table td:first-child { font-weight: 600; color: var(--gray-700); }

/* ---- Article Content ---- */
.article-wrap {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 40px;
  align-items: start;
}
.article-body h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--navy);
  margin: 40px 0 16px;
  letter-spacing: -.02em;
}
.article-body h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--navy);
  margin: 28px 0 12px;
}
.article-body p { margin-bottom: 18px; line-height: 1.75; }
.article-body ul, .article-body ol {
  margin: 0 0 18px 20px;
  list-style: disc;
}
.article-body ol { list-style: decimal; }
.article-body li { margin-bottom: 8px; line-height: 1.65; }
.article-body strong { color: var(--gray-800); }
.article-body a { color: var(--sky); }

/* ---- Sidebar / Sticky CTA Box ---- */
.sidebar { position: sticky; top: 80px; }
.cta-box {
  background: linear-gradient(135deg, var(--navy-dark), var(--navy));
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  box-shadow: var(--shadow-xl);
}
.cta-box h3 {
  font-size: 1.15rem;
  font-weight: 800;
  margin-bottom: 8px;
  color: var(--white);
}
.cta-box p {
  font-size: .875rem;
  color: #94a3b8;
  margin-bottom: 20px;
  line-height: 1.5;
}
.cta-box .btn-primary { display: block; text-align: center; width: 100%; }
.cta-box .cta-note {
  font-size: .75rem;
  color: #64748b;
  text-align: center;
  margin-top: 10px;
}
.cta-box .price-display {
  background: rgba(255,255,255,.08);
  border-radius: 8px;
  padding: 12px;
  margin-bottom: 16px;
  text-align: center;
}
.cta-box .price-amount {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--amber);
}
.cta-box .price-label {
  font-size: .75rem;
  color: #94a3b8;
}

/* ---- Info Box ---- */
.info-box {
  background: var(--sky-light);
  border-left: 4px solid var(--sky);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 20px 24px;
  margin: 28px 0;
}
.info-box p { margin: 0; font-size: .9rem; color: var(--gray-700); }
.info-box strong { color: var(--navy); }

.highlight-box {
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 28px 0;
}
.highlight-box p { margin: 0; font-size: .9rem; }

/* ---- Breadcrumb ---- */
.breadcrumb {
  padding: 14px 24px;
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
}
.breadcrumb-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  gap: 8px;
  align-items: center;
  font-size: .8rem;
  color: var(--gray-500);
  flex-wrap: wrap;
}
.breadcrumb-inner a { color: var(--gray-500); }
.breadcrumb-inner a:hover { color: var(--sky); }
.breadcrumb-sep { color: var(--gray-300); }

/* ---- FAQ ---- */
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
}
.faq-q {
  padding: 18px 20px;
  font-weight: 700;
  font-size: .95rem;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  user-select: none;
}
.faq-q::after { content: '+'; font-size: 1.4rem; font-weight: 400; color: var(--sky); flex-shrink: 0; }
.faq-item.open .faq-q::after { content: '−'; }
.faq-a {
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease, padding .3s ease;
  font-size: .9rem;
  color: var(--gray-600);
  line-height: 1.7;
}
.faq-item.open .faq-a {
  padding: 0 20px 18px;
  max-height: 600px;
}

/* ---- Testimonials ---- */
.testimonial-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; }
.testimonial {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 24px;
}
.testimonial-stars { color: var(--amber); margin-bottom: 12px; }
.testimonial-text { font-size: .9rem; color: var(--gray-700); line-height: 1.65; margin-bottom: 16px; font-style: italic; }
.testimonial-author { font-size: .82rem; font-weight: 700; color: var(--navy); }
.testimonial-role { font-size: .78rem; color: var(--gray-500); }

/* ---- CTA Section ---- */
.cta-section {
  background: linear-gradient(135deg, var(--navy-dark), var(--navy));
  color: var(--white);
  padding: 72px 24px;
  text-align: center;
}
.cta-section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
  letter-spacing: -.02em;
}
.cta-section p {
  color: #94a3b8;
  font-size: 1.05rem;
  max-width: 520px;
  margin: 0 auto 36px;
}
.cta-options {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}
.cta-option {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--radius);
  padding: 20px 28px;
  flex: 1;
  min-width: 200px;
  max-width: 260px;
  text-align: center;
  transition: background .15s, border-color .15s;
  cursor: pointer;
  text-decoration: none;
  display: block;
}
.cta-option:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.3);
  text-decoration: none;
}
.cta-option-price {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--amber);
  margin-bottom: 4px;
}
.cta-option-name { font-size: .9rem; font-weight: 700; color: var(--white); margin-bottom: 4px; }
.cta-option-desc { font-size: .78rem; color: #94a3b8; }

/* ---- Page Hero (inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--navy-dark), var(--navy));
  color: var(--white);
  padding: 56px 24px;
}
.page-hero-inner { max-width: 860px; margin: 0 auto; }
.page-hero .cert-tag {
  display: inline-block;
  background: rgba(14,165,233,.25);
  color: #7dd3fc;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.page-hero h1 {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -.03em;
  margin-bottom: 16px;
}
.page-hero p {
  font-size: 1.05rem;
  color: #94a3b8;
  max-width: 620px;
  line-height: 1.6;
}
.page-hero-meta {
  display: flex;
  gap: 24px;
  margin-top: 28px;
  flex-wrap: wrap;
}
.page-hero-meta-item { font-size: .82rem; color: #94a3b8; }
.page-hero-meta-item strong { color: var(--white); display: block; font-size: 1rem; }

/* ---- Checklist ---- */
.checklist { display: flex; flex-direction: column; gap: 10px; margin: 0 0 24px; }
.checklist li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: .9rem;
  color: var(--gray-700);
  line-height: 1.5;
}
.checklist li::before {
  content: '✓';
  color: var(--green);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ---- Score Badge ---- */
.score-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  background: var(--navy);
  color: var(--amber);
  font-size: 1.4rem;
  font-weight: 900;
  border-radius: 50%;
  border: 3px solid var(--amber);
  margin-bottom: 12px;
}

/* ---- Accreditation Strip ---- */
.accred-strip {
  background: var(--sky-light);
  border-radius: var(--radius);
  padding: 16px 20px;
  display: flex;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
  margin: 24px 0;
}
.accred-strip .label { font-size: .8rem; font-weight: 700; color: var(--navy); white-space: nowrap; }
.accred-badge {
  font-size: .75rem;
  font-weight: 700;
  background: var(--navy);
  color: var(--white);
  padding: 4px 10px;
  border-radius: 5px;
}

/* ---- Footer ---- */
footer {
  background: var(--navy-dark);
  color: #94a3b8;
  padding: 56px 24px 32px;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
.footer-brand .logo { color: var(--white); font-size: 1.1rem; margin-bottom: 12px; display: block; }
.footer-brand p { font-size: .85rem; line-height: 1.65; max-width: 280px; }
.footer-col h4 {
  font-size: .85rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  font-size: .85rem;
  color: #94a3b8;
  margin-bottom: 8px;
  transition: color .15s;
}
.footer-col a:hover { color: var(--white); text-decoration: none; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: .8rem;
}
.footer-bottom a { color: #94a3b8; }
.footer-bottom a:hover { color: var(--white); }
.footer-disclosure {
  font-size: .78rem;
  color: #64748b;
  margin-top: 20px;
  line-height: 1.6;
}

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .article-wrap { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}
@media (max-width: 768px) {
  .nav-desktop { display: none; }
  .hamburger { display: block; }
  .hero { padding: 60px 20px 52px; }
  .hero-stats { gap: 32px; }
  .section { padding: 52px 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .cta-options { flex-direction: column; align-items: center; }
  .cta-option { max-width: 100%; width: 100%; }
}
@media (max-width: 480px) {
  .cert-grid { grid-template-columns: 1fr; }
  .hero-ctas { flex-direction: column; align-items: center; }
}